MoneyWise Live | September 3, 2018

Labor Day: Working for God

Show Notes

If it’s Labor Day, odds are you’re squeezing in one more trip to the beach or flipping burgers on the backyard grill. Labor Day could be called our most ironic national holiday— because most of us celebrate it by not laboring.  No matter how we feel about work— it’s the Lord’s opinion that counts. Up first— financial planner and teacher Rob West explores God’s Word on work.

Opinions about work run the gamut. Some can take it or leave it and others love their work and place a high value on it. But a recent Gallup poll showed that 85-percent of us don’t like our jobs. That’s remarkable— and it helps explain why there are so many self-help books about changing careers— starting your own business and retiring.  So, there’s a lot of job dissatisfaction out there.

How can God’s Word help us get our heads right about work?

  • It's possible that the whole notion of job dissatisfaction is a modern idea. In generations past people worked harder at more physically demanding jobs than we do today. They didn’t have time or energy to wonder whether they liked their jobs or not. They went to bed tired from a long day’s work and maybe happier than folks today because they could literally see the fruits of their labor.
  • Studies show that physical activity improves mental outlook, the harder we work physically, the happier we are.
    There’s also evidence that we actually miss physical labor. The popularity of reality TV shows like Deadliest Catch and Dirty Jobs attests to that. Plus we find ourselves doing things our ancestors wouldn’t have dreamed of like lifting weights and running or cycling because we have such sedentary lifestyles today. 
  • Most people think they work for their boss or their company. But the Bible makes it abundantly clear that is not the case for God’s people.
  • God’s purpose for work is the same as his purpose for creating us in the first place - to give glory to Him.

Next, Rob and Steve answer some listener questions at 800-525-7000 or via email at

  • If your mortgage payments recently went down and you set up another $200 payment each month for only principle only, was this wise or should you have invested that $200 instead?
  • Is there a penalty to contributing more than the tax limit to your 401(k)?
  • If you've just received some insurance funds, have a son driving an older car 3 hours to college, should you send him off with a car that's already paid for, fix his older car or buy a new car for him?
  • If you're wanting to prepare for retirement but have a lot of money in cash and other funds scattered in various retirement plans, what's the best move?  
  • If you haven't taken advantage of the retirement plan your employer offers because you're not sure what to do, what are some basic steps?
  • If you're having tough financial times and have some debt, should you consider selling your home to get back into a surplus situation?
  • Is it more advisable to take your RMD one a month or just once annually?

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