It’s been a long hot summer in most places, and no one is freezing but freezing our credit is the topic on this edition of MoneyWise. Rob West and Steve Moore discuss how freezing our credit can help in the never-ending battle against scammers, charlatans, crooks, and thieves. Rob  defines what it means and how it can help us. 

Next, they answer your questions at (800) 525-7000 and questions@moneywise.org about the following: 

• Is planning for retirement biblical or is it a modern concept?
• Do I need to get a business license or pay taxes on a small shop on Etsy selling sewn goods making about $600/year.
• If you're currently collecting Social Security disability benefits, will that affect my retirement benefits once you reach retirement age?
• If you're almost almost 71 and collect a Social Security payment that leaves $400/month more than your bills, what should you do with the extra money? 

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.  You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.  And if you'd like to help, just go to the website and click the Donate tab at the top of the page.