It's common knowledge that Christmas is a dangerous time for budgets but a lot of folks forget that summer is a season for overspending, too. So how can you "summer proof" your spending and still enjoy the nice weather?
It’s all about keeping the proper mindset— having some fun but remembering that budgets don’t take vacations. Financial planner and teacher Rob West explains why budgets don’t take vacations.
Next, they answer your questions at (800) 525-7000 and email@example.com about the following:
- If you just retired last year, have savings, mutual funds, IRA CDs, a retirement savings account and a 401(k), when do you need to draw out of these accounts and what's the best way to do that?
- Is it God's will to allow some people to struggle financially?
- If you're age 30, a single mother with $50,000 in student loans, is it a good idea to start looking into home ownership?
- If you usually take a large amount and either put it towards our Roth IRA or your mortgage, which is the smarter approach?
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