MoneyWise is happy to report another tidbit of good news about the nation’s economy today. The Commerce Department reports the overall savings rate is up. If America had a piggy bank, it just might have a smile on its face. On this edition of MoneyWise, Rob West and Steve Moore show us how this news affects you. Next, they answer your questions at (800) 525-7000 and questions@moneywise.org about the following:

• If you have good credit and you just paid off your house and car, why would your credit rating have gone down recently?
• If you currently have a good bit of debt due to a job loss, would it be alright to cut back on tithing? 
• If your job is offering a pension payout and you took their offer and found another job, how would that affect your Social Security?
• If you have a timeshare that you've never used for more than 30 years maintenance fees are high, how do you get rid of it? 

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